1 Crore 37 Lakh Ka Fund Banaye Sirf 5 Hajar ki SIP Se :- Aaj ke zamaane me financial security aur wealth creation ek zaroori mudda ban chuka hai. Log apni bachat ko invest karke behtar returns pana chahte hain.
SIP (Systematic Investment Plan) ek aise hi investment ka tariqa hai jo aapko discipline ke sath invest karne ka mauka deta hai.
Agar aap sirf 5 hazar ki monthly SIP shuru karte hain, toh long-term me aap 1 crore 37 lakh tak ka corpus bana sakte hain. Kaise? Is article me hum isi par detail me baat karenge.
SIP Kya Hai ?
SIP yaani Systematic Investment Plan ek mutual fund investment ka tarika hai jisme aap fixed amount ko har mahine ya quarter invest karte hain. Yeh ek disciplined aur systematic approach hai jo market ke fluctuations ka impact kam karta hai.
SIP Se 1 Crore 37 Lakh Ka Fund Kaise Banaye ?
Agar aap har mahine sirf 5000 rupees invest karte hain aur yeh invest 30 saal tak continue rakhte hain, toh compounding ka faayda uthakar aapka investment ek bade corpus me badal sakta hai.
SIP Calculation:
- Monthly SIP: ₹5000
- Investment Duration: 30 Years
- Expected Annual Return: 12%
- Total Investment: ₹18,00,000
- Maturity Amount: ₹1,37,00,000
SIP Ke Fayde
- Power of Compounding: Jitna jaldi shuru karenge, utna zyada faayda milega.
- Rupee Cost Averaging: Market ke fluctuations ka impact kam hota hai.
- Small Investment, Big Returns: Chhoti rakam se bada corpus bana sakte hain.
- Tax Benefits: ELSS SIP me invest karne par tax saving ka bhi faayda hota hai.
- Financial Discipline: Regular investment se wealth creation easy ho jata hai.
Best SIP Mutual Funds
- Axis Bluechip Fund
- Mirae Asset Large Cap Fund
- ICICI Prudential Bluechip Fund
- SBI Small Cap Fund
- HDFC Balanced Advantage Fund
SIP Me Invest Karne Ke Steps
- Goal Define Karein: Aapka financial goal kya hai?
- Right Mutual Fund Select Karein: Aapki risk appetite ke hisaab se fund choose karein.
- SIP Amount Fix Karein: Apni salary aur budget ke hisaab se decide karein.
- Online KYC Complete Karein: PAN card aur Aadhaar ke sath KYC complete karein.
- SIP Start Karein: Kisi bhi trusted mutual fund platform se SIP shuru karein.
FAQ (Frequently Asked Questions)
1. Kya SIP Safe Hai ?
Haan, SIP ek safe aur disciplined investment hai jo market volatility ko average karta hai.
2. Kya 5 Hazaar Se SIP Shuru Karna Beneficial Hai ?
Bilkul! Chhoti rakam se bhi lambi avadhi tak invest karne par bada corpus ban sakta hai.
3. Kya SIP Me Tax Benefit Milta Hai ?
Haan, agar aap ELSS mutual funds me invest karte hain toh aapko tax saving ka bhi benefit milega.
4. Kya SIP Ko Kabhi Bhi Band Kiya Ja Sakta Hai ?
Haan, aap kabhi bhi apni SIP ko pause ya stop kar sakte hain, lekin long-term ke liye invest karna behtar hota hai.
5. Kya 30 Saal Tak SIP Rakhna Zaroori Hai ?
Nahi, aap apni financial needs ke anusar duration adjust kar sakte hain.
Conclusion
SIP ek behtareen tarika hai wealth creation ka, jisme discipline aur patience se aap bada corpus bana sakte hain.
Sirf ₹5000 ki SIP se 1 crore 37 lakh ka fund tayar karna possible hai agar aap investment ko long-term tak continue rakhte hain.
Isiliye, bina deri kiye apni SIP aaj hi shuru karein aur apne bhavishya ko financially secure banayein!